Idea 02 · When Then Pay, a working name
Set a condition and what happens when it is met, or missed. Money, or a gift, a ticket, a subscription, even work delivered. It settles itself, in the time it takes to make a poll.
A scripted demo of the rule-builder. The released thing can be money, a ticket or a gift.
Conditional promises are manual: chasing people, holding the pot, trusting whoever holds it.
"Pay me back when", "you get this if", "we all pay in and then" are agreements with no mechanism behind them.
Group money lives in one person's account, on trust and screenshots, and nobody can see the balance.
The tools that can do this are built for developers, not for two friends or a committee.
Stake on an outcome; the winner is paid the moment it settles.
Everyone puts in, the prize releases to the winner.
"Pay you back after payday" that keeps itself.
Money or a gift that only unlocks when the condition is met.
The group hits the target and the funds release; if not, everyone is refunded.
A reward that pays out only when the thing actually gets done.
A club, flat or committee wallet everyone can see and no one person can empty. Two of three approve, and you rotate a key when the treasurer changes.
Who or what, the condition, and what happens when it is met or missed.
Into a chat, an event, a group. People join, pay in, or accept.
Release, split, refund or hand over, with everyone able to see it.
The thing released does not have to be cash: a gift, a ticket, a subscription, access, or an agency's branding kit that unlocks the moment the invoice clears.
Group wallets and shared pots: a group's money, held by the rule, visible to everyone. Two of three keys, so no single person, the platform included, can move it alone.
For business, the same idea becomes the agreement itself, executing when the terms are met.
The closest tools manage over $100 billion, but they are built for developers.
The platform holds one key, members hold two, so nobody can run off with the float: the crypto-native version of the shared account banks are only starting to bolt on.
Escrow, conditional release, auto-splits and threshold triggers, money or not.
Transaction fees on rule execution: the one model a 68-company market survey found consistently profitable.
A small fee per executed rule, consumer and P2P first. A business tier for two-party agreements, interchange on a group pot card later. Volume over ticket size.
The rails are invisible. You see the thing, the rule and the receipt.
No: gifts, tickets, subscriptions, access or work delivered all fit the same "when, then".
No. Two of three must approve, everyone sees every movement, and no single party, the platform included, can move it alone.
The rule refunds or returns everyone automatically. That is the point.
Group money, held by the rule: everyone can see it, and no one person can move it alone.
All ideas